Financial Aid
Financial Aid
UNCP Home Admissions & Aid Costs Financial Aid Information Office of Financial Aid Student Loans
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Student Loans

Federal Student Loans


Applying for LoansApplying for Federal Direct Student Loans


Federal Direct Subsidized and Unsubsudized Loans

Federal Direct Subsidized and Unsubsudized Loans

Subsidized loans are awarded to the students with a greater financial need for the loan. The government pays interest on these loans while the student is in school. This means that the student does not begin accruing any interest on the loans until 6 months after graduation.

Unsubsidized loans begin accruing interest from the date the loan is disbursed to the school.




Federal Direct Parent Loan for Undergraduate	or Federal Direct Graduate Plus LoanFederal Direct Parent Loan for Undergraduate or Federal Direct Graduate Plus Loan

 Parent Loan for Undergraduate students (PLUS)




 Federal Direct PLUS Loan for Graduate Student


Private/Alternative Loans

Please click the image below to access ELM Select which allows students to view a selection of lenders and their available loan services. 

ELM Select Image

Additional UNCP Alternative Loan Information

Disclosure-Make sure you take advantage of the Federal Direct Loans first.

Loan Deferment and Forbearance