DISABILITY INCOME PLAN OF NORTH CAROLINA
You are covered under the plan if you are a permanent (30 hours per week or more) employee and a member of the Teachers' and State Employees' Retirement System (TSERS) or a participant of the University Optional Retirement Program. Your participation in the Plan is free to you as an eligible State employee. UNCP will make the necessary contributions on your behalf to provide for your participation in the plan.
This plan offers two types of disability payments:
Short -Term Disability Benefits:
Employees must have one year of contributing membership service in either TSERS or the ORP and satisfy a 60 day waiting period after becoming disabled. Benefits are payable for one year. The monthly benefit will equal 50% of gross salary plus 50% of any longevity pay, up to $3,000 per month.
Long-term Disability Benefits:
Benefits are payable after the conclusion of the short-term disability period. The employee must have five years of contributing membership service in either TSERS or the ORP. The monthly benefit will equal 65% of gross income and 65% of any longevity pay up to $3,900 per month. The benefits are payable until the employee becomes eligible for an unreduced retirement benefit. Unreduced benefits are payable at age 65 with five years of creditable service, age 60 with 25 or more years of creditable service, or 30 years of creditable service.
Short-term and long-term benefits are reduced if the employee receives Workers’ Compensation benefits.
Long-term benefits are reduced by any primary Social Security benefits the employee is receiving or after three years, would have been eligible to receive.